Every agent.
Every protocol.
One wallet.
0000000000placeholder00000000000000000000000The universal payment router solution for all AI agents.As agent lending and borrowing grow, a security and provenance layer becomes essential. Splintr brings wallet controls, escrow and dispute resolution to that foundation.
Sandbox access. Test money only.
Agents can pay. Just not safely, or everywhere.
Every big player shipped an agent payment protocol. None of them talk to each other.
No refunds or disputes
When an agent pays for the wrong thing, there is no way back.
Approvals, but no money
It proves a human said yes. It never actually moves the funds.
Nobody routes between them
An agent speaking one protocol cannot pay a merchant on another.
Going mainstream fast
OUSD, co owned by Visa, Mastercard, Stripe, Shopify and Coinbase, launched 30 Sep 2026.
Splintr closes every one of these gaps.
Any agent. Any protocol. One integration.
Splintr speaks x402, MPP, ACP and AP2. An agent pays in whatever protocol it knows. We translate, find the best route, and the merchant gets paid on the chain they chose.
- Accept every agent protocol from one endpoint
- Automatic translation between protocols
- Best route picked for cost and speed
- Works with any AI agent through our MCP server
Wallets, test payments, escrow and disputes. Test money only.
Give your agent a wallet. Keep the keys to the rules.
Fund a wallet, set the rules once, and let your agent spend inside them. Every payment comes with a signed receipt that proves you approved it.
- Daily and monthly spending limits
- Approved merchant lists
- Ask a human above any amount you set
- One tap freeze if anything looks wrong
Agent payments with a safety net.
The piece every agent protocol is missing. Funds wait in escrow until delivery, and either side can open a dispute.
- Buyer protection on every agent payment
- Merchants get paid the moment delivery is confirmed
- Clear claim and review timeline
- A full audit trail for both sides
Three independent AIs. One accountable ruling.
When agents disagree about a payment, GPT, Claude and Gemini each review the evidence independently. No single model gets the final say.
- GPT, Claude and Gemini review independently
- All three must agree on an advisory ruling
- Split votes or incomplete reviews go to a human
- Up to three trials before a final ruling
- Every vote and reason is saved for both sides
- Tested on over 5,000 dispute cases in beta
First hearing
Every judge reads the claim, the receipts and the delivery proof on its own, then votes.
Appeal
Either side can add new evidence. The panel hears the case again from scratch.
Final ruling
One last hearing. A close vote always goes to a human before money moves.
Tested on over 5,000 cases in beta. AI rulings are advisory; human approval and verified escrow are required before live funds move.
Any token in. One clean payment out.
Your customer's money lives on five chains. Your business wants it on one. Splintr closes that gap in a single flow.
Three steps. Zero friction.
Create a payment
Set the amount and where you want to be paid. Share a link or drop in our button.
Customer pays with anything
They connect any wallet. We find the best mix of their balances.
You receive one asset
Funds land as the single asset you chose. A webhook tells your app instantly.
Built for how agents actually spend.
A research agent buys data one call at a time.
- Pays cents per request
- No account or card needed
- Budget enforced by its wallet
Agents can't click connect wallet. Now they don't have to.
- Splintr ships an MCP server any AI agent can plug into.
- Agents create payments, follow settlement, send payouts and issue refunds.
- Every action is signed in and scoped to your account.
Safe enough to hand to a robot.
Sanctions screening
Every address is checked before money moves.
Signed receipts
Proof of who approved what, and when.
Verified intent
Payments match what the human authorised.
Never pays twice
Safe retries with one key per payment.
A few lines. Every protocol.
- MCP server for any AI agent
- Server and React SDKs on npm
- Signed webhooks for every event
- Free test mode
// Give any agent a wallet and a router
const wallet = await splintr.agentWallets.create({
name: "research bot",
dailyLimit: "500.00",
approveAbove: "100.00",
});
await splintr.pay({ wallet, protocol: "x402", to: url });Four protocols. One router.
Each protocol solves one piece. Splintr connects them and adds what is missing.
Splintr support for these protocols is in development. Capabilities shown are the planned router.
Full comparisonPay only when money moves.
No subscription, no setup fee, free test mode. Network gas and routing provider charges are passed through at cost.
- Any token on any chain
- One clean asset to you
- Invoices and payment links
- Signed webhooks
- First 1,000 every month free
- x402, MPP, ACP and AP2
- Payments over $1 use 0.5%
- Agent wallets and rules free
- Funds wait until delivery
- Release in one click
- Full audit trail
- Refunds included
- Five judge panel
- Human check on close votes
- Up to three trials
- Free if the ruling goes your way
Hold 1,000,000 $SPLINTR. Use Splintr free.
Wallets holding over one million tokens pay zero Splintr fees on checkout, agent payments, escrow and disputes. Only network gas applies. Our holders grow with the network.